Getting home insurance a long, rocky road


In the article in the Star on Sept. 9 on homeowners and insurance hikes, you told of my tale of woe after Hurricane Michael. I would like to clarify, however, that when I returned to my house the evening after, there was still a couple of feet of ocean in the yard, and I was walking, not driving. 

I, like so many others as this article states, was not fully award of the value of what I had. You look at the big stuff, but when you lose everything, costs skyrocket. I have nothing but praise for Clayton Studstill and his team, for after a long battle, they were able to recoup for me that quarter of a million dollars.

Trying to get insurance on my new house has been a long, rocky road. I had to go to numerous insurance companies just trying to get a wind policy with quotes up to $15,000 a year, not including flood, contents, liability, etc. Thanks to the Hannon Insurance folks, for they were able to get me a wind policy for just under $5,000 – still too high. I've been told Michael was a once in 500 year storm. So, I will still pay the insurance premium that I will most likely never use, for I don't plan on being around for the next one.

Patrick McGuire

Colonel, U.S. Army (Ret.)

Port St. Joe


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